Version 1.0 · Effective date: 7 May 2026
These Terms of Service ("Terms") govern your use of Vailto, a personal receipts and product archive ("Service") provided by Meranex Ltd, a company registered in England and Wales (company number 13730629, registered office: 4 Hatchlands, Milton Keynes MK8 9DN, United Kingdom) ("we", "us", "Meranex"). By accessing or using the Service you agree to these Terms. If you do not agree, do not use the Service.
Vailto is a Progressive Web App that lets you store receipts, product information, warranties and maintenance reminders in one place. It uses artificial intelligence (AI) to extract data from receipt images and to assist you with questions about your archive.
Vailto is a storage and organisation tool. It is not a tax adviser, a financial adviser, an accountant or a legal adviser. Any tax categorisation suggestion (Italian "730", UK SA103) is generated by AI as an aid and must be reviewed by you or by a qualified professional before being used in any official filing.
You must be at least 18 years old (or the age of majority in your jurisdiction) to use Vailto.
We may invite you to use Vailto via a magic link sent to your email. By clicking that link
you create an account. You are responsible for keeping access to your email and any password
you set. Notify us immediately at ar@meranex.com if you suspect unauthorised access.
Vailto is currently in beta. The Service is provided free of charge during this phase, and may change, be temporarily unavailable, or be discontinued at any time without prior notice. We strongly recommend you periodically download a backup of your data via Settings → Export my data.
You retain ownership of all receipts, images, notes and other content you upload to Vailto ("User Content"). You grant us a limited, non-exclusive licence to store, display and process your User Content solely as required to provide the Service to you. We do not use your User Content to train AI models. We do not sell your data.
You are responsible for ensuring your User Content does not infringe any third-party rights or applicable law.
When you upload a receipt or use the conversational assistant, the relevant content is sent to Anthropic (Claude API) for processing. Anthropic processes the data on our behalf, does not retain it after processing and does not use it to train models, in line with their enterprise data terms. For more details see our Privacy Policy.
AI extractions can be wrong. Always verify the data extracted by AI (amount, date, store, category) before relying on it. We do not guarantee accuracy.
You agree not to:
We may suspend or terminate your account if you breach these rules.
During beta, the Service is free. When paid plans are introduced, the applicable price, billing cycle and renewal terms will be displayed before you subscribe. We will require you to accept any new commercial terms separately at that point.
We aim to keep Vailto available, but we do not guarantee uninterrupted, error-free or secure operation. The Service depends on third-party providers (Supabase, Vercel, Anthropic, Resend, Postmark, Stripe) whose outages may affect availability.
To the maximum extent permitted by law, the Service is provided "as is" and "as available", without warranties of any kind, whether express, implied or statutory, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy of AI outputs, or uninterrupted operation.
If you are a consumer, your statutory rights under the Consumer Rights Act 2015 (UK) or equivalent EU consumer protection law are unaffected.
To the maximum extent permitted by law, our total aggregate liability arising out of or in connection with the Service in any 12-month period is limited to the amount you actually paid us for the Service in the 12 months preceding the event giving rise to the claim (or, during the beta where no fees are paid, £100 / €100).
We are not liable for: (a) loss of data, profits or business opportunities; (b) decisions taken by you on the basis of AI-generated outputs (including tax categorisation); (c) acts or omissions of third-party providers; (d) force majeure events.
Nothing in these Terms limits liability for death, personal injury, fraud, fraudulent misrepresentation, or any liability that cannot be excluded under applicable law (including, where you are a UK consumer, under the Consumer Rights Act 2015).
The Vailto name, logo, software, design and content (other than User Content) are owned by Meranex or its licensors. Nothing in these Terms transfers IP rights to you beyond the limited right to use the Service.
You may delete your account at any time via Settings → Delete account. We may suspend or terminate your account if you breach these Terms or for safety reasons. On termination, your User Content is deleted as described in our Privacy Policy.
We may update these Terms. For material changes (e.g. new data uses, changes to liability caps) we will give you at least 30 days' notice by email and via an in-app banner. Continued use of the Service after the effective date constitutes acceptance. You can always close your account if you disagree.
How we handle personal data is described in our Privacy Policy.
These Terms are governed by the laws of England and Wales. Any dispute will be subject to the exclusive jurisdiction of the courts of Milton Keynes, United Kingdom, except where mandatory consumer protection law in your country of residence requires otherwise.
Questions about these Terms? Write to ar@meranex.com.